1 Month Loan is an exciting new wage day advance company offering a no-nonsense approach to providing quick finance exactly when you need it the most. If you are looking for an emergency cash advance that will help bridge the gap between your consecutive monthly pay cheques without having to go through the hassle of arranging a bank loan or going into the red on your overdraft then we can provide a cost effective solution that meets your exact requirements. In most cases we can typically make this amount available in your bank account in less than an hour.
When you apply for a for a payday advance using our services you can rest assured that there will be no embarrassing credit checks and that you will be approved almost immediately provided that you meet our basic lending criteria and that you can afford the repayment without incurring any debt that is beyond your financial means. All that we ask for is that you are a UK resident over 18 years of age and that you are in provable full time employment with a minimum monthly income of at least £500 to £750 after tax.
Our pay day cash advance products are the perfect solution for a temporary financial crisis when you know you will have cash to spare the following the month but you desperately require help now. Such situations include covering a short fall on the rent when the landlord is pestering you for the full settlement upfront, paying an unexpectedly large bill such as the gas and electric or telephone charges, or for covering the expense of an emergency car repair or a vet bill that you simply weren’t prepared for.
Unlike many of our competitors who offer similar one month loan products at much higher interest rates, we always strive to give our pay day loan customers the best possible deal on every online cash advance they apply for and we are also much more flexible in terms of the amount you can borrow. With 1 Month Loan, you can apply for as little as just £50 to help get your through an otherwise difficult financial patch and our repayment rates are as low as just £12.50 for every £50 that you decide to borrow.
Many of our customers find that if they were to apply for a short term loan through a bank or building society then the chances are that they might be rejected depending on their status and previous financial history. At 1 Month Loan, we approve virtually anyone who can afford to meet our repayment options and we won’t keep you hanging around for a decision.
In addition to providing wage day advance finance in the form of easy to apply for one month pay day loans, we can also offer 3 month loan products for when you need to spread the cost of repayment over a less demanding time scale. Of course, this will be reflected in the interest rates but you will still find that our charges to be exceptionally fair and much more competitive than those offered by the vast majority of other online cash advance firms.
For many people, online payday loans provide a fast and affordable means of making ends meet in difficult circumstances and they can be a real lifesaver when fate deals an unexpected hand which would normally be much less of a problem.
Imagine a world where your car only broke down on the same day that you received your monthly pay cheque or the washing machine and tumble dryer also showed you the same amount of consideration! Of course, in real life nothing works out quite the way we would like it to and it is for this reason that short term finance exists in the first place.
However, there are some situations where a quick cash advance or payday loan might not be the best solution. For example, if you are struggling to pay your bills on a weekly basis and you feel like you are constantly spinning plates and performing a balancing act with mortgage arrears, credit cards, bank loans and other financial burdens then your best option would be to seek professional debt management help.
At 1 Month Loan, we consider ourselves to be responsible lenders who only provide short term finance solutions for those who can easily afford to make their repayments on time. It is always important that pay day advance facilities such as ours are used with integrity and respect as we don’t want to see any of our customers digging themselves into a deeper hole when their financial problems may be dealt with in a much more suitable manner.
The application process for a one month pay day loan couldn’t be easier! You begin by filling out a simple online payday loan form with your personal details such as your date of birth, your name and some basic background information regarding your employment. You also tell us the amount you wish to borrow and agree to the repayment total in principle.
Once we have this information, we will consider your application for approval in a matter of minutes and once the process has been completed, you will then be contacted by one of our lenders and asked to sign an online contract which states that you are happy with and agree to the terms and conditions that we offer.
Finally, the money you have requested to borrow will be made available to withdraw instantly from your bank or building society, although in rare cases there may be some short delay depending on your individual circumstances and the rules and regulations which are followed by your bank.